Friday, August 28, 2020

Research Paper on Learning Theories Essay Example

Exploration Paper on Learning Theories Essay Learning speculations present the originations of learning process. They depict the securing, handling, and holding of data. Learning is an imperceptible procedure of the psychological structures rearrangement. This procedure expects to obtain new information, aptitudes, mentalities or to adjust existing. Subsequently we have enduring changes in conduct with a reason for individual convenience to the earth. The possibility of transformative learning hypothesis, being old, guarantees that to learn, understudy must tune in, follow, mirror, practice and apply. The information instructed in schools is introduced as an article outer to comprehension. What's more, the training strategies are generally intended to encourage the adapting normally in two favored manners: verbal and visual. As of now, there are three primary patterns: the transformative learning hypothesis, behaviorism and constructivism. We will compose a custom article test on Research Paper on Learning Theories explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Research Paper on Learning Theories explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on Research Paper on Learning Theories explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer As per behaviorism, learning is an adjustment in conduct brought about by upgrades from the earth. Burrhus F Skinner (1904-1990) was an American analyst who built up this methodology and accepting it as a fundament for his academic practice. Learning can be accomplished by the utilization of remunerations called â€Å"positive reinforcement† and disciplines called â€Å"negative reinforcement.† This methodology is called â€Å"operant conditioning†. Skinner censured the customary training techniques dependent on negative fortification and proposed supplanting them with uplifting feedback. Subjective brain science that has created from the 60s, step by step supplanted the behaviorist hypothesis. Intellectual therapists attempt to comprehend what occurs operating at a profit box of the human mind. The subject doesn't simply acclimatize crude information: it chooses and arranges. Jean Piaget (1896-1980) insisted that in his scholarly advancement youngster experiences various stages: sensorimotor knowledge (birth to two years) pre-legitimate or representative insight (two years to eight years) concrete operational knowledge (seven years to twelve years) usable or formal knowledge (from twelve), which gives genuine access to deliberation: a kid can reason about an issue making suppositions from the earlier. As indicated by Piaget, this grouping is both hereditarily decided and relies upon the subject’s movement on the earth. For the individuals who composes their examination paper on learning speculations it is additionally critical to make reference to memorable social methodology of Russian clinician Vygotsky, who accepted that idea and cognizance are dictated by the exercises did with congeners decided in a social situation. The investigates should likewise clarify the hypothesis of transformative realizing, which portrays how individual reconsider and rethink meaning. On the off chance that you are anxious to compose a five star research proposition on learning hypotheses you need to concentrate free example research papers regarding the matter. They will exhibit you the structure of appropriate logical work and give you a thought how sufficiently present your contemplations on paper. These free models might be particularly valuable for the fledglings, who are going to compose their first examination paper. Alert! To the extent you realize all free exploration paper tests and examination proposition models on Learning Theories are 100% copied!!! At EssayLib.com custom composing administration you can arrange a custom exploration paper on Learning Theories points. Your examination paper will be composed without any preparation. We enlist top of the line Ph.D. furthermore, Master’s essayists just to give understudies proficient examination paper help at reasonable rates. Every client will get a non-counterfeited paper with convenient conveyance. Simply visit our site and take care of in the request structure with all paper subtleties: Make the most of our expert examination paper composing administration!

Saturday, August 22, 2020

What is the best type of data to use when doing research in your field Essay - 1

What is the best kind of information to utilize when doing research in your field of - Essay Example e need to plan and actualize proficient universal relations rules and practices, it has become basic that progressively precise worldwide relations inquires about are led. Among the issues encompassing worldwide relations looks into is that of the best research strategy and sort of information to be utilized. Fundamental to these discussions are quantitative and subjective information, which are the two significant sorts of information utilized in many orders. This paper investigates the type(s) of information that is most appropriate for looking into worldwide relations, taking the position that these two sorts of information can be utilized complimentarily in global relations explore since every ha its qualities and shortcomings, which could be commended by the other. That the two information types can be joined to guarantee precise universal relations inquires about is upheld by the way that while quantitative information are numerical portrayals and the controls of the got perceptions to depict and clarify worldwide marvels, subjective information underscores implications and procedures that may not be estimated (Mahoney and Goertz, 2006). From these definitions, it is very apparent that both numerical and non-numerical parts of worldwide relations would be provided food for if specialists joined both subjective and quantitative information (Mahoney and Goertz, 2006). That is, subjective information presents, deciphers and clarifies non-numerical parts of a perception with the goal that hidden worldwide relations examples, issues and implications are observed and comprehended. At the end of the day, the two sorts of information have relative qualities relying upon the nature and the goals of the global relations research to be led. The parts of universal relations gives that subjective information may help investigate and clarify are issues whose amount, force, sum or recurrence may not be thoroughly estimated. As such, this kind of information would underscore the social nature and the connections of

Friday, August 21, 2020

Onhs Documentation Essay Example

Onhs Documentation Essay Section 1. The Problem and Its Background 2. 1 Introduction Enrollment fills in as an imperative part in the life of each understudy after entering schools or colleges, either open or in private. It gives understudies the impact on how the entire organization oversees and controls the whole body. Also, enlistment fills in as the principal experience of all understudies by which he/she participates either separately or with organization of a parent or a few family members. Enlistment is considered as the initial step or system that must be finished by old understudies inside a specific organization before the semester per school year absolutely begins, yet for those green beans, or first year understudies (new understudies), they are obliged to as a rule take an affirmation test, to know and evaluate them the correct course to draw in to, trailed by a planned meeting so as to give them brief guidelines and data about specific issues with respect to the school’s strategies, institutional projects just as close to home data, wellbeing, financial status, et cetera. Great enlistment is constantly a benefit in a school, relating to quick installment, evaluation systems, and simple exchanges with a high pace of precision. Along these lines, great enlistment inside the schools, if present, can be depicted as cultivate, arrange, precise and proficient. Enlistment has consistently been a troublesome errand, yet it is more so today than any time in recent memory, where managers utilizes the conventional method for documenting records on a bureau. Schools, similar to some other association used to deal with a wide range of information and data to guarantee achievement of its objectives and targets. The rising needs in many schools for exact and pertinent information and solid data reinforce the Student Information System. As the number of inhabitants in the understudies goes up, it is getting progressively intricate. Information ought to be put away in more secure places, and can be recovered effectively and quick when somebody needs it. We will compose a custom paper test on Onhs Documentation explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Onhs Documentation explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on Onhs Documentation explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer Administrator’s task has getting progressively mind boggling, there have been endeavors to improve the adequacy of critical thinking and key to this are quantitative procedures and electronic gadgets, for example, PCs. This investigation plans to think of an enlistment framework and grades the board with short message administration framework for a secondary school which additionally incorporates data relevant information, for example, name, year, area, and so on. This framework is plan for the utilization of the staff to empower them to create data required by various individuals. It will make crafted by workforce and staff quicker, simpler and progressively extensive. The framework will likewise store the information of the understudies. For the future scientists, this examination could be utilized for their reference in having an enlistment framework and grades the board with SMS System if the future analysts might want to detail a framework, for example, this. 2. 2 The Background of the Study Orani National High School (ONHS) is situated at Kawayan, Orani, Bataan, it was built up through the Sangguniang Panlalawigan Resolution No. 41. ONHS grounds began to work three years before its House Bill No. 1425 was endorsed as Republic Act No. 8419 on November 27, 1997. ONHS is made out of (1864) one thousand 800 sixty four understudies. 500 forty (540) are first year, 400 sixty three (463) are second year, 400 thirty two (432) are third year and 400 twenty nine (429) are seniors or graduating. The school has sixty six (66) educating and non-instructing staff. Fifty three (53) instructing staff are normal lasting and are broadly supported. Five are authoritative, supported by the Provincial School Board of Bataan and the Local School Board of Orani. The non-training staff is made out of three (3) Department Heads, one (1) Disbursing Officer who are ordinary and perpetual and five (5) legally binding help work force subsidized by the Provincial School Board of Bataan and Local School Board of Orani. All educators breezed through the Professional Board Examination for Teachers (PBET) and Licensure Examination for Teachers (LET) with Master of Arts in progress and are showing their own major or field of specialization. The personnel, staff, understudies and guardians of this school are caring individuals, who share one vision and one crucial who ceaselessly endeavor to make ONHS a mindful educational system in Orani where each student is Maka-Diyos, Maka-kalikasan, Maka-tao and Maka-Bansa; and make each understudy comprehend, do and appreciate what they have realized by being good examples. Their enlistment is being done physically by the recorder and when the enlistment start the recorder will make some hard memories to enlist the understudy in their present enlistment framework, they found that utilizing a manual procedure is difficult to deal with, for example, assortment of records like putting away, discovering, arranging and making sure about of records especially if this put away just in one room and in a constrained space. It will be a major issue for the recorder and the understudy when or if at any time their going to get information or data. In this new framework it will be simple for them to enlist and to get information or data from the recorder and furthermore empower the recorder to effortlessly deliver data required by the various individuals in the school. 2. 3 Statement of the Problem 2. 4. 1 General Problem How to configuration, create and execute an Enrollment and Grades Management with Short Message Service System for Orani National High School that would support the enlistment and reviewing process? 2. 4. 2 Specific Problems * Difficult information control * The current method for enlistment and reviewing framework is tedious * There is no information recovery of lost document There is no standard configuration when printing of evaluations * Difficult parental updates of the understudies * Security 2. 4 Objective of the Study 2. 5. 3 General Objective To have the option to configuration, create and actualize an Enrollment and Grades Management with Short Message Service System for Orani National High School. 2 . 5. 4 Specific Objective * To build up a data framework that can control information precisely. * To build up a data framework that will diminish the outstanding burden, time, human asset and gives accurateâ informationâ needed in a data framework. * To build up a framework that can secure the records. The proposed framework will have a standard printing design for the information. * To build up a data framework that has parental updates. * For security reason. 2. 5 Significance of the Study Due to the expanding understudies of Orani National High School, this investigation helped the school with respect to their enlistment exchanges. The proposed framework planned to profit the school in their enlistment offices, for example, keeping up the records, appraisal of expenses and particularly the enlistment itself. The proposed framework meant to profit the accompanying: The School The primary recipient of the investigation is Orani National High School. ONHS would adjust the new advancement of innovation through C# programming language that will make their work with ideal execution. The created framework will remunerate the defects and issues that the school is experiencing. Recorder with respect to the registrar’s office the proposed framework will help the school in keeping up the information of the understudies and the school won't utilize the manual information gathering. ONHS will simply need to check the database for the records required. Understudies The understudies will profit by methods for not making some hard memories in falling in line and trusting that their turn will enroll. Advocates The advocates would likewise be a recipient of the investigation since the defenders would esteem the significance of improving their aptitudes and work execution while getting a handle on information all through the examination. Future Researchers For the future analysts, this examination could be utilized for their reference in having an enlistment framework if the future scientists might want to define a framework, for example, this. 2. 6 Scope and Limitation The framework will have the accompanying highlights: * File Management * Students Master List * Grades Management * Generation of Reports * Student’s records report * Student’s grades report * Enrollment Process SMS work * Security However, the framework will have the accompanying confinements: * Enrollment Reservation * The SMS work is just accessible just during class hours between 8:00 am to 5:00 pm. * The SMS work can't be utilized if the prepaid pack doesn’t have enough loads to send data. 2. 7 Conce ptual Framework ONHS Enrollment and Grades Management with Short Message Service System Of Orani National High School ONHS Enrollment and Grades Management with Short Message Service System Of Orani National High School ONHS System Students Information Students Grades Announcements through SMS ONHS System Understudies Information Students Grades Announcements through SMS Students Information Users Information Students Grades Announcements through SMS Students Information Users Information Students Grades Announcements through SMS Output Input Process Figure 1. 1 Conceptual Frame Work 2. 8 Definition of Terms System-Any composed gathering of assets and methodology joined together and controlled by cooperation or relationship to achieve a lot of explicit capacities. Programming  a assortment of PC programs and related information that give guidelines on instructing the PC and how to do it. Database-a framework expected to compose, store and recover huge measure of information without any problem. Program-(additionally a product program) is a lot of guidelines written to play out a predetermined undertaking

Tuesday, May 26, 2020

The Secret to Well Written Paper

The Secret to Well Written Paper What Has to be Done About Well Written Paper Before It's Too Late Landscape The lined paper above is extremely helpful when teaching children to write. If you wish to obtain a finished paper at an affordable price, you're in the area you will need! To have an A,' you want to do A' level work. The response paper format is quite important to create your response paper accurate and to satisfy academic writing demands. At the close of the day, writing a paper is still plenty of work. It's often hard to see the errors inside your own writing. All handwriting lined papers appear similar. Many editors will edit a little part of your document, from 1 paragraph to a page or so, so as to provide you with an illustration of their editing style. Whenever the writer is appointed, they begin working on your essay in line with the requirements you have specified in your purchase. As you state your primary concept, subject, and a purpose, be sure to capture reader's interest. Do a little research before you begin writing. Other folks discover that it's off-putting, particularly whenever the author makes assumptions about what the reader might or might not know. Organizing coursework isn't a complicated task if you know the elements that have to be included in each region of the paper. Once you comprehend the assignment, you will need to get started researching. Coursework structure is just one of the most essential determinants of the grade, so understanding how to organize the paper is critical for receiving the very best score Our Nerds report that paper structure is just one of the absolute most important things that professors evaluate. What's more, besides the countless papers on unique subjects, you may have a number of other responsibilities which require substantial attention. If you would like more advice on the specifics of writing solid conclusions, have a look at my post about how to compose a paper. You may comprehend the subject of the essay pretty well and you are even allowed to understand what you are likely to write there, but getting started may end up being a true challenge. Another idea is to produce an on-line research and concentrate on the samples of quality essays to comprehend the point. The ideas you opt to support your thesis statement need to get separated into paragraphs. One of the fundamental tasks of the application essay is to follow along with the directions. Several editors are offered through online proofreading and editing businesses to help you produce a compelling bit of work that meets its objectives, and editing is a significant step in the writing process. As it happens, my technique was not so original after all. The cost of an essay depends upon the total amount of effort the writer has to exert. When you need writing and editing help, it's important your editor knows what you need and has the capability to produce that happen. Ask Questions Once you experience an editor in mind, ask any questions that you may have before employing the editor. You should select your own private freelance editor to edit your work based on her or his special qualifications. It is possible to always reach out to your writer to present additional particulars or request information regarding the order's progress. Your task is to continue from the very first paragraph by permitting the reader to comprehend where you're coming from. Just reach out to our support managers, if you've got an unusual undertaking to do, and we'll surely find someone to assist you. The absolute most important task here is to connect the subject you're discussing with your very own personal experience. After you submit your purchase, we start searching for the very best writer to finish your assignment based on your requirements. Finally, you've got to thoroughly revise your work to ensure you haven't overlooked important particulars and mistakes. To be certain you are on the most suitable way you will need help in writing your paperwork. Decide on a hundred writers from a room, and you'll find a hundred unique answers, all of them wrong. Want to Know More About Well Written Paper? A well-written paper of agreement will greatly allow you to prevent any form of misunderstanding. Getting somebody else to read your drafts will be able to help you find out when you've gone too far. You are able to even enter your preferred range of sentences that you are interested in getting the tool to return once it's done with the summarizing. The abstract is extremely concise.

Friday, May 15, 2020

Silent Liberation in Trifles - 1033 Words

Marriage is a sacred bond uniting two people who are in love usually they can’t live without one another for even a second so one takes marriage vows to have and to hold, from this day forward, for better, for worse, for richer, for poorer, in sickness and in health, until death do us part. Those vows are cherished throughout the years of marriage, partner’s shares intimate details forming a strong trustworthy bond with one another. Some settle into a routine, move out to the country have children. Occasionally, over time that will fade couples change and lose interest in one another. In the play Trifles there is evidence to believe Mrs. Wright took her vows of death do us part to extremes ending the marriage by killing her husband. The†¦show more content†¦Hale as he makes conversation with the county attorney about a party telephone stating, â€Å"I spoke to Wright about it once before and he put me off, saying folks talked too much anyway, and all he asked was peace and quiet.† This shows, Mr. Wright had the friendliness of a grizzly bear, the attitude of an Indian chief and the intentions of a crab. It seems as though everyone in the town understood Mr. Wright and how he preferred to keep things quiet and simple. So quiet in fact that he moved his wife â€Å"down in a hollow were you can’t see the road,† and chose not to have any children because it was less work without them and less noise too. Mrs. Wright lived her entire marriage alone confined to a tiny house in the middle of nowhere with her only true companion a bird who sung to her who she loved like a child. Upon inspection of the home the bird was gone, and the cage was broken making one wonder its whereabouts. Finding her bird either missing or dead could have been enough to make her become enraged with pathos. Mrs. Wright blamed her husband for her loneliness his silence each day along with her not allowing her to sing anymore in the choir or have frien ds over. Mr. Wright trusted his wife just like everyone in the small town were the Wrights have always lived also trusted her. That night was just like any other night in their farmhouse for Mr. Wright as he went to sleep but, for Mrs. Wright it was time for revenge, she fully took advantage of the trustShow MoreRelatedWomen s Suffrage By Susan Glaspell1364 Words   |  6 PagesFemale Oppression and Liberation in Trifles Between December 1st and 2nd 1900, John Hossack (a farmer from Warren County, Iowa) was murdered with an ax by his wife while in bed (Iowa Cold Cases, Inc). This play was inspired by the true story of Margaret Hossack, an Iowa farm wife who was charged with the murder of her husband John. One of the reporters, Susan Glaspell, decided to write a literary version of this investigation and â€Å"Trifles† came to be. Susan Glaspell is a feminist writer from DavenportRead MoreTrifles by Susan Glaspell Essay925 Words   |  4 PagesSister Love The play entitled â€Å"Trifles,† by Susan Glaspell, begins as a murder mystery that turns into a drama as the story unfolds. The story is focused on the investigation of a murder that took place in a farm house. The investigators, who are all men, are in the farm house looking for forensic evidence to help them solve the murder. The wives of two of the investigators are there to retrieve personal items for the wife of the victim. Mrs. Wright, who is the wife of the victim, is in jailRead More The Irish Potato Famine and The Holocaust in Literature Essay5665 Words   |  23 Pagesgenerations about historical mistakes of the past, the knowledge will assure the event does not happen again. It is important to note that, â€Å"not all of the poems are great as art, but they are great as documents of humanity at its best, rejecting silent acquiescence in the face of brute force, and beautifully fulfilling the poet’s duty to remind new generations of this genocide†¦so that the past will not be repeated† (Kramer xiv). The author also benefits from writing about the trauma; a need toRead MoreMetz Film Language a Semiotics of the Cinema PDF100902 Words   |  316 Pagesthe level of a sort of intuitive and spontaneous semiotics—with rejecting any concept of the cinema as langue and affirming the existence of a cinematographic language. 44 PROBLEMS OF FILM SEMIOTICS poetic language. But the theoreticians of silent film saw in it a real, specific vehicle (Rossellini s word) about which we are much more skeptical today. For the creator of Open City, who is not normally concerned with semiotics, this was a kind of conclusion. It was uttered somewhat haphazardly

Wednesday, May 6, 2020

Hypothetical Southern White Reaction to the Distribution...

This source was published just after, and is referring to, the arrest of Rosa May Parks on December 1st, 1955. Parks was arrested for refusing to move from her bus seat for a white passenger when asked to by the racist bus driver, James Blake. The two had met before in 1943 when Parks had boarded Blake?s bus from the front door, which was for whites only. Blake told Parks to exit the bus and re-enter from the rear door where she was supposed to but as Parks got off of the bus, Blake drove off leaving her to walk home. This defiance by Parks had created a major turning point in civil rights by sparking the start of the civil rights movement. This source shows us what life was like for the black community, specifically black women, in the†¦show more content†¦The NAACP?s aim of the boycott was to show its members and black people nationwide what was achievable if they acted together as a whole. Many black people took this message on board and started to act as a community. At an early stage in the ?Montgomery Bus Boycott? Martin Luther King Jr. was asked, by the NAACP, to step in and lead the movement, to which he accepted. The ?Montgomery Bus Boycott? was King?s start in the civil rights movement to which he later became a role model. He was found leading the boycott by the police and was then arrested, as boycotts of any sort at that time were illegal. Many blacks and northern anti-segregation whites donated to the NAACP, which paid for King?s release. The NAACP also helped pay for legal fees for black people who were accused of crimes that they didn?t commit. There were many pro segregation communities and groups during the boycott. Most southern whites were members of The Ku Klux Klan or the white councils. During the boycott the membership of the white councils doubled so that over a two month period the membership increased from six to twelve thousand members! Not all American communities were pro segregation though. President Truman, along with most northern whites and The American churches, both black and white, believed in anti-segregation. President Truman, who was a deeply racist man himself, knew that racism

Tuesday, May 5, 2020

Financial services free essay sample

HSBC wants to be known as the world’s local bank and this tagline reflects HSBC positioning as a globe spanning financial institution with a unique focus on serving local markets. The Hong Kong and Shanghai Banking Corporation Ltd (HSBC) was established in 1865 to finance the growing trade between China and the United Kingdom and currently, it is the second largest bank in the world. In spite of serving more than 100 million customers through 9500 branches in 79 countries, the bank works hard to maintain local presence and local knowledge each area. Its fundamental operating strategy is remaining close to its customers. As chairman Sir John Bond said â€Å"our position as the World’s local bank enables us to approach each country uniquely, blending local knowledge with a worldwide operating platform. † Ads for the HSBC campaign depict two different ways of culture Profile of company and the description of the market where HSBC operates HSBC has got over 7. We will write a custom essay sample on Financial services or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page 500 offices in 87 countries. It is very widespread and has around 220. 000 shareholders in 124 countries and territories. It provides a full range of financial services being Personal Financial Services, Commercial Banking, Corporate Investment Banking and Markets Private Banking. HSBC mainly operates in Europe, Hong Kong, Asia-pacific region, Australia and America. It is interested in the emerging markets of Asia-Pacific region and is continuously heavily investing in these regions. The major top UK competitors of HSBC are Barclays and Royal Bank of Scotland and Those are the corporations operation where HSBC carefully investigates and tracks at all times. However HSBC is not a bank that follows the ideas and the management manners of its competitors. HSBC Holdings PLC has shown steady growth in share price over the last five years and clearly indicates that a company is worth investing in. HSBC Group also demonstrates constant growth and is a very reliable corporation. These enable us to recommend investing in HSBC because of its growth opportunities and bright profitable prospects. The HSBC banking corporation is on third position in the world in regard to assets ownership. Almost 22% of HSBC’s profits have been derived from Hong Kong, which is a well known operational centre. Known as the world’s local bank, HSBC has a history of helping millions of customers globally in order to achieve their financial aspirations. They understand the importance and functioning of different markets through their experience in international trade. As a result, HSBC has grown into a company or banking institution that has the deepest respect for different cultures and people connected to these cultures. Their motto is to look at their customers as individuals and strive towards providing them with a personalised service and credit card products that will fit each of their specific needs. Simultaneously, HSBC Group has been trying to build up a good reputation in the US and conquer the markets of HSBC – North America, proudly stands one of the top 10 financial services companies in the United States. Its combined team reached more than 53,000 employees works with the common goal of meeting the needs for about 100 million customers. After achieving the goals in US, the company focused on developing countries and is more interested in the emerging markets of Asia-Pacific region and is continuously heavily investing in these regions. Furthermore HSBC is considering moving its head office from London to Hong Kong. Britains greatest bank, warned key shareholders that this was unsatisfying full-year results have made arguments for shifting HSBCs domicile to Hong Kong unsatisfying†. The investors have been shocked by the swift gear-change in HSBCs review of its domicile but some others have already told the HSBC that they would sponsor the move. Some other investors said that they understood the move and that the bank had been a change of tone as HSBC reviews its domicile. UKs capital terms for the main banks, now is one of the greatest in the world and according to the Basel terms, is expected to go even higher. Although HSBC refine to the investors that if the terms in Hong Kong is more relaxed requirements, that can cost less and develop more profit by making it the best use of its balance sheet. The loss of HSBCs head office in London, despite the fact that abused for months because of the raise in financial arrangements, would be a severe blow to the Coalition which, admitting some of its banker criticism is relying on a private-sector-led recovery. However, HSBC supported that it elects to stay in UK and told that an approaching change in its position was entirely hypothetical. Marketing environment of HSBC The most important intention of the report is to investigate the business environment of HSBC Holdings PLC. HSBC Holdings also is one of the market leaders in today’s banking world. HSBC head office it can be found at London’s Canary Wharf on the HSBC tower. HSBC stands for Hong Kong and Shanghai Banking Corporation, which was established by a man from Scotland, named Thomas Sutherland, in 1865. The report presents information about the company’s activities, financial performance and market environment. Going through few major topics will provide investors with reasonable overview. The first part of the main body will primarily focus on the Company’s Profile and Activities, afterwards the analysis of macro-environment and the micro-environment of the company, evidence of an audit of key competences within the company followed with the recommendations and conclusion. Macro-Environment Analysis PEST ANALYSIS POLITICAL Government is responsible for protecting the public interest. Political stability affects business decision. Consumer protection. Regulations of business activities. ECONOMIC Competitor activity. Competition for resources. Savings. Unemployment numbers. SOCIAL Work life balance. Trends in consumer behaviours. Leisure. Lifestyle. TECHNOLOGY Technological arrange is speeding up. Technology develops now products (internet). Improved communication. Internet business. POLITICAL ANALYSIS HSBC banking has been sheltered by the regulations and policies made by different governments in the countries where they are working. The company has been able to remain to the policies agreed by each government to make sure that the company will be able to accomplish business operation successfully and effectively. HSBC Company also formulates their own defence strategies besides any governmental restrictions and limitations. ECONOMIC ANALYSIS Being one of the world’s leading and completive businesses in conditions of banking and finance HSBC said to have a secure and successful economic strength. In spite of lots of dangers that they meet in many parts of the world, the management of HSBC make what they need to be able to go beyond such struggles and to have a better economic condition and create a shield against unemployment. SOCIAL ANALYSIS HSBC is being affected by the circumstances of the society in which they are in use. By the side of this HSBC tries harder to make sure that each society is given the same chances to take the benefit of the resources given by the organization. The company adhere to having good name and relations in the society that belong to secure that everything will be customary and under control. TECHNOLOGICAL ANALYSIS The urgent situation of information technology, internet and generally the improvement of technology effects how HSBC has been working in the past years. The company search for different systems and used internet to get to their costumer all over the world and also help them know the latest trends in the global business. Except from these, the company also uses special facilities which help then to advance their productions and operations and also make them to achieve their goal. Technological breakthroughs can create new industries which might prove a danger to presented organizations. To summarise PEST analysis looks at the business strategies to understand the environment that the company is working and also to take the advantages and benefits to minimize the threats and the dangers for the business. Micro-Environmental Analysis -Porter’s Five Forces Potential entrants HSBC has many threats from Tesco, Sainsbury’s and a large number of other markets consider to enter into banking industry as a result of high profits that the specific kind of industry offers. Large super-markets in UK seek to enter without considering that those threats sometimes breakdown organisations such as HSBC. Although, HSBC received several threats from the market, they were still able to create high standards for the competition. Strong branding images are used from HSBC, so the company will not result in loss of customers. Bargaining power of customers An organisation created a value which has affected the occupation from one of the two important forces customers’ power. The role of this force contains the customers concentration along with the size. In other words, HSBC managed their customers as a result of allowing the company to gain customer loyalty. The strategy that was used by HSBC allows them to have a chance becoming a world leader in banking industry. Threat of substitutes: Another significant threat that HSBC faces is that competitors provide new products and services. This threat gives the opportunity to the company to work hard as a result of being sustain to its position. HSBC’s strategy focuses on the four different customers’ sections. Bargaining power of suppliers: Customer power mirrors to supplier power. This force focus on two important points. The first one is the significant size and concentration of suppliers and the second one the differentiation in the materials being supplied. HSBC use the strategy of charging markets with different prices according to differences of the price of each buyer. Rivalry among current competitors: There have many rivals in the banking and financial sectors. HSBC used efficient strategies to ensure its leadership position in the market among rivalries. Moreover, due to the capabilities of other rival companies, HSBC develops strategic plans to confirm that they are permanently being the first choice of their customers in banking industries. Nowadays, as we cross the mountain of financial crisis, a number of banks went to liquidation . SWOT Analysis STRENGTHS International Finance. Record Profits. Listed in London. China. WEAKNESSES Poor Performance. Brand Name. OPPORTUNITIES Growth on emerging economies. Biggest Bank in Middle East. Low mortgages interest rates. THREATS Moving back to China. New Regulations. Fewer Revenues from the integration of financial markets. STRENGTHS International Finance Since HSBC is a global company itself is well qualified to advise other companies on aspects of international business. With offices around the world, for the international client HSBC often cannot be defeated in this area. HSBC knows how to succeed in Mergers and Acquisitions (M E) and the organic and the effective development. Record Profits Last year, HSBC experienced the most profits ever for a UK high street bank. HSBC have revealed their profits more than doubled in 2010 to ? 10 billion with every region in the black for the first time since 2006. Listed in London HSBC is listed primarily in London and Hong Kong stock exchanges, which saves the company a lot of grief in complying with new U. S. legislation Sarbanes-Oxley law. Many companies have chosen to list on foreign stock exchanges, except America, because of expensive new regulations. China HSBC has 140 years of experience in China. Since China is the place to be today for companies and banks, HSBC benefits for being so old Chinese company and accepted by the Chinese people. The best news for HSBC is that, like other companies grow in China, it does too. The reason this happens is that it wins new customers and new global opportunities with each passing day. The HSBC has the largest network of any foreign bank in China and deeply understands the Chinese market and the customer. In a world that is increasingly going the way of China, this is quite a boon to HSBC. WEAKNESSES Poor Performance There is a poor performance in the section of personal finance services. HSBC try to fix these problem years ago. But the problem is there every year. Brand Name While it is certainly a global company, HSBC came late in the game to decide to execute a comprehensive marketing strategy and take advantage of the global brand. Because he had created so many different banks in different countries at different times over a period of one hundred years, which set them up with different names Hong Kong Bank of Canada, the British Bank of the Middle East, etc. Not even all of these banks prior to 1998, bore the logo of HSBC. In 1998, they were all branded together, but the previous lack of branding and name changes can damage the HSBC brand recognition. Customers may have thought that HSBC was responsible local bank and did not realize that HSBC had already serving for decades. OPPORTUNITIES Growth on emerging economies Apart from the growing Chinese middle class Brazilians and Indians have begun to appear as consumer culture, and thus increases wasteful consumers. Some residents of those countries in the past does not even own a bank account, but companies such as HSBC is ready to move in and benefit from the growing middle class in these areas. In places like Argentina and Turkey, HSBC experienced pre-tax profits by 50% in the past years. This is where it grows more. Biggest Bank in the Middle East The other banks are removed from the Middle East. However, HSBC has been running regional activities at the local level and have been rewarded for his efforts with numerous awards and honours for the Middle East market. HSBC is a trusted name there, and the company benefited from new democracy in Iraq by establishing a presence in the country. HSBC is the largest international bank in the Middle East. Low Mortgages Interest Rates The low mortgage interest rate increases the revenues and market’s shares. HSBC has made some records on this. THREATS Moving Back to China The banking colossal HSBC has been most explicit threat yet that it might move its headquarters from London because of the narrowing regulatory noose. New Regulations The investors of HSBC have been warned that future profitability will be affected by the new global policies designed to make the sector of financial more secure, but smoothed the blow with the promise of increasing dividends. Marketing Mix Of HSBC Marketing: HSBC was known as one of the biggest banking and financial services organization in the global. It has more than 9,800 offices worldwide and employs over 253, 000 people in 85 countries in the world and nowadays, the competition of banking company is very demanding and challenging. Therefore, many different organizations should be used strategic management so that compete effectively and successfully in theirs. In order to competing with other organization successfully, HSBC was able to use many strategies such as Marketing Mix, SWOT Analysis, PESTLE Analysis, and Porters Five Forces Analysis. These strategies focus on four customer groups include Private Banking, Personal Financial Services, Commercial Banking, and Corporate Investment Banking and Markets, and these will help HSBC reach their organization goal. In Marketing Mix once the company is ready to choose business strategy, it has to begin planning the details of marketing mix or 4Ps (Kotler at el. 2008). The main aspect of Marketing Mix is product, price, place and promotion that the firm combine to produce the response it wants in the target of market segmentation. Product HSBC uses hexagon symbol which means one of the world leading brands for customer experience, corporate social responsibility and represents brand recognition. HSBC provide a full range of service, such as personal finance, commercial banking, corporate investment banking and markets, private banking, insurance, mortgage, credit cards and so on. Price In Price and Service Strategies, normally a low price will attract more customers, but HSBC did not focus on pricing strategy. They decided to use service strategy. For example, employee in HSBC serve customer with the best service. Place HSBC comprises around 9,800 offices in 85 countries especially Hong Kong, China, and UK. HSBC group moved its headquarters from Hong Kong to London. Also, HSBC provide the facility of â€Å"Internet Banking† where customers can access their account 24 hours per day and 7 days per week without going bank. Promotion Advertising is the best way to do promotion. HSBC also used many kind of advertising for their promotion, such as billboard, TVC, print ad, newspapers, spot radio and also website. In addition, HSBC sponsored with many company and exhibition, such as Jaguar, HSBC Women’s Champions. Segmenting, Target Markets and the behaviour of customers in segmenting of HSBC Marketing: The market segmentation can help the marketing manager to determine the best marketing mix for organizing and serving the unique segment. This process is dividing the markets into the segments for the potential customers and has the objective for improving the competitive position of the company which can serve its customer better customer service. Market Segmentation is a subgroup of people or organizations sharing one or more characteristics that cause them to have similar product needs. Generally, the segmentation strategy is the division of the defined market in the smaller groups for the potential users of the products and can exhibit significant and meaningful variables which can represent the increased and measurable opportunity for the products positioning or investing the resources within the organization and can raised the forecasted marketing achievement objectives in the entire organizational goals of the business. The information technology is considered to be one of the major tools for the functionality scale worldwide of the company. It has its own website and it also has the e-business for internet, interactive, PC internet, and the telephone banking. In order to achieve the company’s marketing objectives, the organization needs to develop its marketing strategy or the marketing program that is centre to the detailed specification of marketing mix and it also includes the internal control as well as the procedures for assuring of effectively implemented and part of this is the market segmentation whereas if this is properly controlled or implemented, then it will greatly contribute to the achievement of the overall goals and the marketing objectives of HSBC. Many of the analyst believed that most of the financial institutions rely mainly on the generic marketing strategies. For the past years, HSBC is known as having the strong brand which can maintain the string perception for the minds of the customers. This can take the time for establishing much resource in keeping be remembering by the other customers as the local banks as well as managing in transferring the brand equities to the corporate brands. The Market Segmentation is the centre for the strong development of marketing strategy which involves the identification of the customers’ perception, needs, expectation, and the buying behaviour in order for them to group homogeneously for the customers who can be satisfied as well as marketed to the similar manner. Therefore, there had been expectation that the one segment can differ from the another activity to the customers profile and to the buying behaviour which has the connection to the sales and marketing activity in establishing these customers which is an ample factor for having these knowledge. The market segmentation is not only to group the customers but to shrewd the certain segment for the development of the clear brands position which as part of the integral process of market segmentation. The company now can launch the marketing strategies which use the marketing segmentation for managing its growth for strategic outlook. This can be done by the deliberation of the revenue generation culture and maintaining the prudent risk or the market risk while investing further to the people. The company has focused on the customers’ needs as a main issue for their development and had been done by dividing the customers in their location and with respect to their culture. In this regard, the company had recognized that most of the customers want to have the long term relationship to the company, ambitious and confident, and has the high productivity and focused to the marketing. In the detailed telephone interview, the respondent noted that the market segmentation of the company for the products and services for the groups of different location worldwide are effective and most of the generated profits had been use in overseas subsidiaries. In this regard, the company can manage to capitalize the presence overseas as well as the local knowledge and the expertise so that they can bring the new customers for opening the new accounts as well as looking at the other services and products that offered by HSBC. The company also had been optimistic that most of the customers prefer HSBC for the long term experience and having the well trained staff added to the lower charges and to the broad range of the products. Lastly, this market segmentation is considered to be generic wherein it greatly depends on the region for the several subsidiaries of the location of HSBC and some of the strategies are put to good. In 2003, HSBC had invested huge amount for proprietary relationship to the customers and to their management system so that the customers are managed efficiently. Therefore, they handled greater customer care and process of financial requirements in order to generate the customers’ satisfaction. For example, In UK HSBC generated much customers contacts for more than one million and led to the expansion of the existing relationship while the internet goes to the heart of every customers and their convenience which is important channel to the customers. In this manner, the e banking of HSBC can be available for the 17 territories and countries worldwide. The commercial banking is one of the strengths of the company which includes the incorporated business as the partnership, sole traders, trading entities, and associations. In this area of business, the company main contacts to the customers are the network managers’ relationship which managed and established to the local branch level or the expansion of the commercial banking centres so that they can meet their future and existing customers into their international reach while the corporate and investment banking can prove that the company can give the competitive advantage which can provide services for 25,000 subsidiaries and 1,200 customers for more than 50 countries. Because product managers can understand customers needs, then the group is supporting the teams through investing into the increase automation for the software and to the risk management, to the intranet site, to the central support of relationship management and having the geographical knowledge. In line with the private banking, the relationship to the managers can operate on the cross border basis in order to serve requirements which specialize for the clients for the different sectors which are all in line to the differentiated approach of the group into the international private banking. Because of increasing the customer base for the company, it build services centre for every particular transactions. In order for the company to remain competitive, it had invested that it can introduce the company in the introduction of the supporting and functionality expansion. The company had compelled to the metric of high level which can provide the actionable data. In line with this, HSBC had surveyed 27,000 customers all over the 24 countries which consist of customers’ experience. The findings that presented by are higher cost-t-serve goes across the entire aspect of HSBC in the professional or personal experience. Upon the movement of the company in its segmentation to the other regions, its product and services had been aligned to the needs of the market segments as the needs to banking through information technology. Through this service, the design for the right distribution channel in reaching the every distinct group so that they can stay contact. This segmentation had been essential to every single business detail that runs the bank in recognizing its long term growth. Conclusion and Recommendation for improvements of HSBC: In conclusion we would like to state that HSBC Group is in constant search of further development and its key data of latest year’s financial performance proved that they are succeeding in their aims, as the company is showing increase in almost all aspects of its business. It has shown steady growth in total profits in all most important regions of operation. It has also achieved large earnings per share increase over the last five years. The company has recently made a successful growth in the Middle-East region and expects continuous growth in profits from that region. In Asia all business segments exceeded and also contributed to overall function of the HSBC Group. From our point of view, in a company that has reached such huge size and success, there is not much that can be improved, considering their financial performance. It is worth mentioning, that HSBC Group should give more attention to the rapidly developing internet banking system. The information presented in this report is enough to make the final decision and as far as we are concerned it is good and reliable company to invest in. It is a perfect long-term investment. HSBC Group has around 220. 000 shareholders in over 124 countries and this only adds to its reputation and proves its trustworthiness.

Tuesday, April 14, 2020

The Bad Flag Essay Research Paper Some free essay sample

The Bad Flag Essay, Research Paper Some people think the Confederate flag is a symbol of hatred and bondage. Others think it represents the history of America. It # 8217 ; s up to of all time individual to make up ones mind where they stand. The old expression is, # 8220 ; If you don # 8217 ; t stand for something, you # 8217 ; ll autumn for anything. # 8221 ; Ever individual has a responsibility to esteem the other individual # 8217 ; s sentiment. We must look at every side of the issue. On one manus, there is a group of people that believe the flag stands for the bias and racism that was experienced in the times the flag was created. They feel that if you have a rebel flag, you are a hateful individual in some manner. They think without cognizing the ground or the history behind the flag. If they are so speedy to judge, aren # 8217 ; t they moving the same manner they are opposed to? Some of them follow what is popular to believe. We will write a custom essay sample on The Bad Flag Essay Research Paper Some or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Some feel really strongly about it and will contend it to the terminal. On the other manus, some people think the flag should remain. They feel it is apart of our American civilization. That it is apart of where we, as Southerners, come from. They feel that if you take it down, you will take away what represents our history. The people feel that if yo u take down the flag, you take down apart of their tradition. They believe it is apart of themselves. Most of the people who want it taken down decide before they really know what # 8217 ; s traveling on. They merely see the ugly exterior significance, and wear # 8217 ; t expression at the beautiful and deeper significance. The people who want to go forth it up can # 8217 ; t see why they would desire to take it down. There is a sense of sightlessness in each sentiment that needs to be looked at before a concluding determination can be made. Peoples need to be informed on both sides of an issue before they make their pick. The people must set down their nescient barriers and agree to a just trade. In my sentiment, the flag should remain up at that place. Not merely as a mark to our history, but a reminder that people make errors, and that sometimes it takes wars to rectify those errors, but that you should repair it and acquire on. Some people would hold, but it seems that more disagree. That is why the flag has been taken down and set in a museum. Equally much as they try, they can # 8217 ; t cover up the fact that there are bad people out at that place, but that the flag International Relations and Security Network # 8217 ; t the thing that makes them bad. Bibliography my ain ideas

Thursday, March 12, 2020

The Royal Bank of Scotland

The Royal Bank of Scotland The Royal Bank of Scotland (RBS) is the top performer in the international banking industry and is one of the biggest world’s banking institutions. This multinational corporation currently employs over 150,000 of workers all over the world and operates in more than 40 countries (RBS, 2015).Advertising We will write a custom essay sample on The Royal Bank of Scotland specifically for you for only $16.05 $11/page Learn More It maintains its reputation as a top player at the global financial service market with the world class services provided to its customers. RBS is remarkable for the excellent leadership practices and governing strategy enabling the corporation to handle the changes and challenges that take place in the industry. This paper aims at the evaluation of the RBS organization sustainability and corporate social responsibility (CSR). Since 1727, RBS has been a top performer in the provision of financial services in Europe. Today, this inter national banking corporation with the headquarters in Edinburg, Scotland has become a leader in the industry all over the world. Through the major subsidiaries Royal Bank, Ulster Bank, Coutts, and Nar West, RBS successfully works in the number of the largest financial markets including Europe, Asia, and America (Kemal, 2011). As a leading financial service provider, RBS does not only ensure the achievement of higher revenue for its offered services, but above everything, profitability. In 2014, RBS operational profit was at the rate of  £3,503 million (RBS sustainability, 2014). At that, the leverage ratio was 4.2% and the net interest margin was 2.23%. All these variables considerably exceeded the results of the previous year demonstrating the success of the company operational decisions. RBS financial priorities are (1) strengthening the capital position, (2) bringing the cost base in line with the smaller banks being acquired; and (3) restructuring away from the olden â€Å"Gr oup† business model (RBS sustainability, 2014). With the recent economic recession, RBS implemented new policies to its business with an objective to manage uncertainty at the market. The bank has developed new elemental management approaches and leadership innovations to ensure adaptability to the change (RBS, 2015). Understanding that the major organizations providing financial services have to initiate change addressing the problems connected with uncertainty at the market, and not doing so would only lead to their disadvantage in the future, RBS has gone through a row of organizational changes within the recent period (Rose Hudgins, 2010).Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More To maintain the level of profitability, RBS (1) differentiated offerings through diversified customer segments; (2) ensured prompt adoption to external changes; (3) created corresponding management roles and organizational structures to increase the level of coping with change; and (4) facilitated the strong support of the human resources.RBS competitive advantage is the ability to restructure its business to adapt to the current business situation with the help of the timely and well-weighted decision-making (Huisman, 2011). RBS is thus well known for its ability to create management roles and organization structures. It is also remarkable in its acquisition strategy. Since the end of the eighteenth century, RBS has been renowned as â€Å"a leading banking partner to major corporations and financial institutions around the world, providing an extensive range of debt financing, risk management and investment services to its customers† (RBS, 2015). Next, to promote organization sustainability, RBS continues to invest resources into staff training and expertise building (Kemal, 2011). HR management and policies are important approaches the company is actively implementing with refinements based on the current market needs. Some of these include major adjustments such as being quick to adopt major changes. At present, RBS is quick to employ strengthening of its employee relations by making sure the right reward goes to the right person (RBS, 2015). This strategy creates a form of motivation that does not only promote quality, but the substantial form of quantity at the same time (Worthington Welch, 2011). RBS has been good at raising the engagement level of its employees, as there has been found an increasing productivity because the level of engagement has been rising. The company is also putting a lot of effort into the team building through celebrating diversity and welcoming the open thought exchange (RBS, 2015). Further, RBS has the ability to make use of the adoption of existing opportunities from its external environment. In 2013, RBS was quick to adopt new technology for the hope of delivering high customer value and increase pro fitability (RBS sustainability, 2014).). In 2015, RBS continued to boost its image as a global leader of innovation by means of integration into Ripple (RBS, 2015). This decision enables RBS to decrease operational costs and provide its customers and partners with the new cross-border payment services (RBS, 2015). The company pays constant attention to the continual review of the cyber security control to ensure on-line customer safety despite the growing number of cyber fraud cases (RBS, 2015). In mind with eliminating the cyber safety and security problem the company experienced in 2011 and 2012, RBS is looking for the partnerships with the teams developing advanced technologies for a more resilient on-line banking (RBS sustainability, 2014). Currently, the organization reports considerable progress in the field of on-line banking security (RBS, 2015).Advertising We will write a custom essay sample on The Royal Bank of Scotland specifically for you for only $16.05 $11/pa ge Learn More Regarding CSR, RBS focuses on customer trust because the company leadership believes it to be inextricably connected with sustainability (RBS sustainability, 2014). To gain customer loyalty and win customer trust, RBS has developed the market segmentation strategy enabling it to focus on customer interests in various fields. The company market segmentation strategy is made possible through segmenting customers into retail, commercial and corporate. The good thing about this strategy is making sure of maximizing opportunity for RBS by providing to various needs of its target customers to end up with sustainable operation. As a result, RBS has finally succeeded today in providing personal, private, business and corporate banking experience for diverse customer segments particularly in the UK, leading to a programme of raising capital around  £22 billion in 2013 (RBS, 2015). The company does not stop at this point and has further ambitious goals in the a rea of CSR as follows from its annual report, â€Å"RBS has a clear ambition to be number one for customer service, trust and advocacy in each of our chosen business areas by 202† (RBS sustainability, 2014, p. 11). As for the RBS social, economic and environmental impact, the company is working hard to organize its organizational strategy around the major goal of putting the customer first (RBS, 2015). In line with the objective to prioritize customer interests, the company leadership builds the business according to the interests of its employees (RBS, 2015). The company CEO, Mr. Ross McEwan, described RBS vision in this area with the following words: â€Å"we won’t engage our customers if we don’t engage our staff, and so we are looking very closely at how we improve leadership at RBS, and how we make this a rewarding place to workâ€Å" (RBS sustainability, 2014, p. 3). The company pursues its ultimate social role as being an assistant for a common person i n realizing one’s dreams and ambitions. How this role is being realized is best seen in the following comment by Mr. Ross McEwan: First and foremost I define our relationship with society through how well we are serving our customers. If we are supporting their ambitions to buy a home, start a business or grow their company – and doing that responsibly then I think that has a very positive influence on society (RBS sustainability, 2014, p. 3). While serving the customers’ basic needs, RBS does not forget about the global environmental concerns. The company engages in the wide range of measures aiming at improving the environment including the initiative to shift to a low carbon economy, introduce energy efficiency technology at every big building around the world, eliminate wastes to the landfill, decrease the paper usage in business, and promote unnecessary water usage reduction (RBS, 2015).Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In conclusion, evaluating RBS organization sustainability from the perspective of the materials learnt in class, the company developed an effective approach not only to ensure profitability, but to guarantee competitive advantage in its industry (Thompson Martin, 2010; Wheelen et al., 2015). Its ability to create major innovations and substantial changes promotes its potential to stay on top in the financial service industry, ensuring its sustainable operation while taking the opportunity to provide high value for customers and generate profit (Managing for Competitive Advantage, 2012). Moreover, RBS demonstrates peculiar achievements in raising the engagement level of its employees and increasing productivity because of the high level of engagement (Heizer Render, 2011). References Heizer, J., Render, B. (2011) Operations management, 10th edition. London: Pearson. Huisman, W. (2011). Corporate crime and crisis: causation scenarios. In M. Deflem (ed.) Economic crisis and crime (s ociology of crime law and deviance (pp.107-125). London: Sage. Kemal, M. U. (2011). Post-merger profitability: a case of Royal Bank of Scotland (RBS). International Journal of Business and Social Science, 2 (5), 157-162. Managing for competitive advantage (2012). Harlow: Pearson Custom Publishing. RBS sustainability report 2014. (2014). Web. RBS: Here for you. (2015). Retrieved from https://personal.rbs.co.uk/personal.html Rose, P., Hudgins, S. (2010). Bank management financial services. New York: McGraw-Hill Publ.Comp. Thompson, J., Martin, F. (2010). Strategic management awareness change, 6th Edition. London: Cengage Learning. Wheelen, T.L., Hunger, J.D., Hoffman, A.N., Bamford, C.E. (2015). Strategic management and business policy (global edition), 14th Edition. London: Pearson Education. Worthington, S. Welch, P. (2011). Banking without the banks. International Journal of Bank Marketing, 29 (2), 190 – 201.

Monday, February 24, 2020

Film paper Movie Review Example | Topics and Well Written Essays - 750 words

Film paper - Movie Review Example Like the said film, Blade Runner underlines the inability of humanity to relinquish their exclusive control over the definition of being human. These films have differences in semantics, mostly in the physical look and attitudes of the people and the outward aspects of their settings, but locations, archetypes, and actors express what it means to be truly human or inhuman, while syntax emphasizes the interconnection between capitalism, materialism, and dehumanization, where androids argue that the core of humanity is inside them, because of their capacity to change and to learn from within. The semantics of these films are different because of the differences in the physical looks and overall climate of science. The introduction parts of the films showcase the difference in the tone of the film’s plot. Blade Runner opens the audience to a world of darkness, where Replicants threaten the existence of humanity. The city erupts in some places with fire, as if technology has developed into a dangerous beast, or rather, humans have become beasts themselves. Gloomy weather rains incessantly on the people, as if to reflect the muddiness of human living. In contrast, Bicentennial Man begins in the residence of an ordinary-looking family, where a father brings home a prized robot. Replicants are evil androids out to kill their maker, while Andrew Martin (Robin Williams) embodies a friendly robot, ready to serve and to love the family who bought him. In Blade Runner, Replicants are already rebelling against the humans, while Andrew represents the humorous android that sim ply wants to help humans and make them happy. The settings deserve further analysis and comparison. In both films, the societies are much more advanced, where robotics are everywhere. In Blade Runner, technology makes lives easier and the same goes for Bicentennial Man. Robots are created to improve the quality of life of human beings. Nevertheless, the settings of these films

Saturday, February 8, 2020

A Report on Politics Essay Example | Topics and Well Written Essays - 750 words

A Report on Politics - Essay Example Body (The speech) There are different connotations that are in the word motivation. You cannot expect that Things are going to occur for you just by chance. In fact, the world we live in requires some initiative. The more problems we get, the more complacent we become (Jouzel.et al,.1987). There is no way that this is a good thing. First of all, we inherited a good-to-do world from our parents. It is our obligation to make sure that the world we live behind is better than what we found. All of us have an inner belief. We are very convinced of a cause that is far greater than ourselves. God withstanding, the world expects wonders out of us. It is difficult already to live in the present world, but imagine how it will be in years to come. Yes, our forefathers inherited a world in which life was not as hard. But it is in our capacity to make sure that at least our children will understand the dynamics of this world. We undoubtedly belong to the same class. Every one of us is expected to depart this world at some point. It is therefore fundamental that we make sure that the world we leave behind is better than we found it. Looking at things from a critical perspective, the world as we know it is slowly disappearing. The politics of the day are about segregation more than anything. Africa has become the stage for ethnic conflicts. There, people turn against each other without the benefit of food, basic shelter and freedom as we know it. Additionally, the Middle East has become the epitome of hatred for anything American. The Chinese are gaining more power by the day. And just by their numbers, they threaten taking over the world. Undoubtedly, these are grave matters to those that care but exquisitely, the most threatening thing to the existence of man as God intended him is the effect that carbon has had on our environment (Delmas, Ascencio & Legrand, 1980). Have you stopped to ask yourself what your effect on the world is? Have you asked what your children will thi nk of you once they realize that you had the chance to stop their world from disappearing? (Lorius et al, 1985). Do you sleep at night with your conscience clear knowing that the car you drive or the cows you rear might be the precedence to a holocaust, the disappearance of the human being himself? Is it prudent for you to walk around minding your own things whereas the world is slowly disappearing? What is your government doing? You know, when I was young, we did not mind much about what we were doing. The world was not under a fine toothcomb as it is today. The data was simply not as in abundance as it is today. We did not have much to worry about in the most simplistic way that you may fathom. Are we justified now to assume that we do not have the power to influence our very existence? Do we have the right to carry on as f nothing major is happening? Did God design this? These are strong sentiments, but rather than just simple tag along, we must choose to act. We must see what is in front of our eyes. We must realize that our existence was not by chance but rather a design that was made by the most high. What is our problem? There are hybrid vehicles. Must we continue using the fuel that we do simply because these cost a whole lot than our normal cars? I will not say that the human race ought to take more action simply because my saying it will insinuate that they do not have the p

Wednesday, January 29, 2020

Quotes from Genesis Essay Example for Free

Quotes from Genesis Essay â€Å"From now on you must circumcise every baby boy when he is eight days old, including slaves born in your homes and slaves bought from foreigners. This will show that there is a covenant between you and me. † Genesis 17:11 â€Å"Early the next morning Abraham gave Hagar some food and a leather bag full of water. He put the child on her back and sent her away. She left and wandered about in the wilderness of Beersheba. † Genesis 21:14 Take your son, God said, your only son, Isaac, whom you love so much, and go to the land of Moriah. There on a mountain that I will show you, offer him as a sacrifice to me. Early the next morning Abraham cut some wood for the sacrifice, loaded his donkey, and took Isaac and two servants with him. They started out for the place that God had told him about. † Genesis 22:2-3 â€Å"I want you to make a vow in the name of the LORD, the God of heaven and earth, that you will not choose a wife for my son from the people here in Canaan. You must go back to the country where I was born and get a wife for my son Isaac from among my relatives. Genesis 24:3-4 â€Å"I knelt down and worshiped the LORD. I praised the LORD, the God of my master Abraham, who had led me straight to my masters relative, where I found his daughter for my masters son. † Genesis 24:48 â€Å"Jacob answered, First make a vow that you will give me your rights. Esau made the vow and gave his rights to Jacob. Then Jacob gave him some bread and some of the soup. He ate and drank and then got up and left. That was all Esau cared about his rights as the first-born son. † Genesis 25:33-34 â€Å"The LORD blessed Sarah, as he had promised, and she became pregnant and bore a son to Abraham when he was old. The boy was born at the time God had said he would be born. Abraham named him Isaac, and when Isaac was eight days old, Abraham circumcised him, as God had commanded. Abraham was a hundred years old when Isaac was born. † Genesis 21:1-5 â€Å"That same night Jacob got up, took his two wives, his two concubines, and his eleven children, and crossed the Jabbok River. † Genesis 32:26 â€Å"For his first son Er, Judah got a wife whose name was Tamar. Ers conduct was evil, and it displeased the LORD, so the LORD killed him. Then Judah said to Ers brother Onan, Go and sleep with your brothers widow. Fulfill your obligation to her as her husbands brother, so that your brother may have descendants. Genesis 38:6-8 â€Å"They saw him in the distance, and before he reached them, they plotted against him and decided to kill him. They said to one another, Here comes that dreamer. Come on now, lets kill him and throw his body into one of the dry wells. We can say that a wild animal killed him. Then we will see what becomes of his dreams. Genesis 37:18-20 â€Å"Then Joseph gave orders to embalm his fathers body. It took forty days, the normal time for embalming. The Egyptians mourned for him seventy days. Genesis 50:2-3 â€Å"The king said to Joseph, God has shown you all this, so it is obvious that you have greater wisdom and insight than anyone else. I will put you in charge of my country, and all my people will obey your orders. Your authority will be second only to mine. I now appoint you governor over all Egypt. The king removed from his finger the ring engraved with the royal seal and put it on Josephs finger. He put a fine linen robe on him, and placed a gold chain around his neck. He gave him the second royal chariot to ride in, and his guard of honor went ahead of him and cried out, Make way! Make way! And so Joseph was appointed governor over all Egypt. The king said to him, I am the kingand no one in all Egypt shall so much as lift a hand or a foot without your permission. Genesis 41:39-44 â€Å"He put up an altar there and named it for El, the God of Israel. Gen 33:20 â€Å"Abram was a very rich man, with sheep, goats, and cattle, as well as silver and gold. † Gen 13:2 â€Å"When he was about to cross the border into Egypt, he said to his wife Sarai, You are a beautiful woman. When the Egyptians see you, they will assume that you are my wife, and so they will kill me and let you live. Tell them that you are my sister; then because of you they will let me live and treat me well. When he crossed the border into Egypt, the Egyptians did see that his wife was beautiful. Some of the court officials saw her and told the king how beautiful she was; so she was taken to his palace. Because of her the king treated Abram well and gave him flocks of sheep and goats, cattle, donkeys, slaves, and camels. † Genesis 12:11 â€Å"Laban said to Jacob, You shouldnt work for me for nothing just because you are my relative. How much pay do you want? Laban had two daughters; the older was named Leah, and the younger Rachel. Leah had lovely eyes, but Rachel was shapely and beautiful. Jacob was in love with Rachel, so he said, I will work seven years for you, if you will let me marry Rachel. Laban answered, I would rather give her to you than to anyone else; stay here with me. Jacob worked seven years so that he could have Rachel, and the time seemed like only a few days to him, because he loved her. † Genesis 29:15-20 â€Å"Abrams wife Sarai had not borne him any children. But she had an Egyptian slave woman named Hagar, and so she said to Abram, The LORD has kept me from having children. Why dont you sleep with my slave? Perhaps she can have a child for me. Abram agreed with what Sarai said. So she gave Hagar to him to be his concubine. (This happened after Abram had lived in Canaan for ten years. ) Abram had intercourse with Hagar, and she became pregnant. When she found out that she was pregnant, she became proud and despised Sarai. Genesis 16:1-4 Why it is Culturally Significant The various quotes from the book of Genesis can be said to an introduction to the Jewish culture. In the book of Genesis, we are made to see a glimpse of the way of life, the belief system and the norms that operate among the people that were soon t be called the nation of Israel. The practices of the people generally showed respect for God, respect for our fellowman, dedication to kinship and lifestyle patterned after the will of their creator. In the quotes above, one can deduce a lot from the culture of the Jewish people. Because the book is an introduction of what to come, we are being introduced to the Jewish culture vis-a-vis the Egyptian culture. The Jewish culture, as we see it in Genesis, is founded on the principle of trust in God and belief in God. It is this principle that embodies their actions and gives a direction to whatever they wan to do. Another thing that is significant about the culture in Genesis is that it is based on covenant. At various occasions in the book, we see a covenant relationship between God – Man and between Man – Man. This shows respect for their words and the value they place on promise and integrity. Furthermore, another significance that can be seen in the quotes above is the value that relationships play in the Jewish culture. Throughout the book, there is a sense of kinship and family bound among the Jews. Even when the other person is not in line, the culture teaches that we are one family and we should cover for the mistakes of our kinsman. An example is that of Abraham and Lot, and Joseph with his brothers. In addition to this, the culture in the book of Genesis shows the role and importance of destiny, choice and the place of precision of the word of God in the life of the people. It also shows the importance of a father’s blessing in the life of the son and the part that prophesy and covenant plays in the life of the people. How is it Different from Our Culture Although it might be argued that the establishment of our country s founded on the very principle of the Judeo-Christian beliefs and doctrines, there are some obvious difference in our culture today and that which is seen in the book of Genesis. An explanation to this might be the evolution of man and societies generally. As seen in Genesis, people were allowed to own slaves. This is in opposition to the American culture with is founded on liberty and freedom. In addition to this, the American culture does not incorporate polygamy unlike what we see in Genesis. Also, the idea of Judah’s transferring Er’s wife to the younger brothers when he died is not applicable to the American culture. The culture of sacrificing might be found in the American culture but not to the extent of sacrificing a human being. Furthermore, another thing that caught my fancy in the book of Genesis that is alien to the American culture is the birth of Isaac even when both Abraham and Sarah have passed their reproductive age. Apart from this, the American society is not a patriarchal society where the man rules and women are seen as the â€Å"weaker vessels†. Also, the manner in which marriage is recorded in the book of Genesis is quite different from what applies to the American culture. The practice of parents looking for a wife for the son or vise versa is strange to the American culture. As the book of Genesis records it, marriage is preferred between relatives, even as close as cousins. This can be seen in the union of Abraham and Sarah, Isaac and Rebecca and Jacob and Leah and Rachel. Summarily, I discovered that unlike the Bible culture portrayed in the book of Genesis, The American culture does not give room for pre-destination and prophesy. It is part of the American belief and culture that we can be whatever we want to be. Reference: Good News Bible (1994); The Book of Genesis. United Bible Societies.

Tuesday, January 21, 2020

Capital Punishment Essay - We Need the Death Penalty :: Argumentative Persuasive Essays

We Need the Death Penalty For the past several years Americans have regularly listed crime and violence as the number - one problem facing the nation, far surpassing worries over the economy or health care. Despite the many government and community initiatives launched during recent years to reduce crime, most Americans see no improvement. In a 1993 survey asking respondents if they felt crime was increasing or decreasing in their areas, only 5 % felt that it was decreasing, a full 93 % felt that crime was either increasing or staying the same. And it is not just statistics: I consider myself along with those 93 %. Because while Guiliani administration is talking about crime rates in the New York City going down, all I see and hear in the media are reports about horrible crimes committed by New Yorkers. As George Pettinico states in his article " Crime and punishment: America changes it's mind ": The media's extensive coverage of crime, especially the most brutal and horrific cases have heightened the public's fear and anger over this issue to a near frenzy. When asked in January of this year, " How often do you see reports of violent crime on television ? " 68 % replied " almost every day ". Although the media have played an important role in raising the public's awareness of lawlessness, crime in America is far from a media - created phenomenon. Government statistics support the image of a nation which has overwhelmingly lost the war against crime. For instance, in 1960 there were 161 reported violent crimes per 100,000 people By 1992, the figure had jumped to 758 per 100,000 -- a rise of over 350 %. More and more people today are starting to think that something is terribly wrong when a modern, civilized nation must confront statistics like these. The American public is demanding an end to this violence, and surveys show that they believe swift and harsh punishment is the most appropriate and effective means to these ends. The death penalty, or as it is sometimes being called " capital punishment " is the hardest punishment that could be received when a person is convicted of a capital offense. Until recently it did not exist in New York State but after new governor, George Pataki was elected he managed to bring it back. Since September 1, 1994 the death penalty law was in effect. And even though, as far as I know, there is no strong statistical evidence that the death penalty lowers the murder rate, many people were very happy

Monday, January 13, 2020

Public Policy and Section Assessment

Chapter 9 Section 1 p. 240 Section Assessment 1-4 1. What is a public policy? A public policy is a goal a government creates and accomplishes them. 2. List and describe the three main ideas in which political parties and interest groups differ. Political parties focus on nominations, on their goals and on their interests. Interest groups may favor a candidate, but the political party is in charge of the nominations. The political party is more concerned about the person who will be in charge of the government rather than the policies the government will create. . (a) How do interest groups stimulate interest in public affairs? They promote policies they favor and oppose those they fear as threats to their concerns. (b) Name at least three additional functions of interest groups. They unite with other people around the country to promote their concern. They provide detailed information to the government to address their concerns. They act as check-and-balances for the political proces s. 4. On what bases are interest groups often criticized? Some interest schools do not represent all the views they claim to speak.They can also use tactics to undermine the political system. They may also not represent all the people they claim to represent. Chapter 9 Section 2 p. 247 Section Assessment 2-4 2. (a) What are the four major types of economically based interest groups? Business, Labor, Agricultural, and Professional (b) List an example of a major type. A major type of organization is the American Medical Association, which focuses on the concerns of doctors. (c) How does a trade association differ from a labor union?A trade association is an interest group for business, while labor unions are interest group for workers that work in the same industry. Chapter 9 Section 3 p. 254 Section Assessment 1-4, & p. 257 1. For what three reasons do interest groups reach out to the public? They reach out to the public to share information that is necessary for the people to know. Also, they reach out to the public to impose a positive image on their interest group. Finally, they do so to encourage a public policy to be passed. 2. (a) Why do interest groups use propaganda?They use propaganda to influence the behavior and belief of people. (b) Identify at least three major propaganda techniques. They use bandwagon, which is when people are encouraged to take an action because everyone else is doing so. The plain-folks approach is where people must follow an action because it pretends to be one of the common people. Finally, the name-calling is where the opposing policy by calling negative nicknames to them to influence the views of people towards them. 3. (a) Why do interest groups try to influence political parties?Interest groups influence political parties in order to gain support for the passing of their public policies when the candidate of a political party holds office in the government. (b) What is a single-interest group? This group focuses on one par ticular issue and creates public policies concerning it. 4. How is lobbying used to influence public policy? Lobbying is used to influence public policy by pressuring legislators to bear aspects of the public policy-making process. Analyzing Political Cartoons 28 & 29 28. (a) What does the building in the cartoon represent?The building represent the government and the public policies made for the people. (b) What is the source of the words on the building? All the citizens of the United States have the right to represent themselves in the government. 29. What is the cartoon saying about the influence of special-interest groups on the political process? Interest groups have a great impact on the government’s public policies. Only those who are great in numbers can cause an influence in the government. Individuals must form into interest-groups in order to have a voice in the government.

Sunday, January 5, 2020

Autism Is A Pervasive Developmental Disorder - 1631 Words

Autism is a pervasive developmental disorder which many people claim to understand, but few fully do. The extent of most people’s knowledge about autism is seven-year-old white boys who will only talk about cars, Sheldon Cooper of The Big Bang Theory, or â€Å"Rain-man†. These people claim to understand the condition and believe that fighting to â€Å"cure† these people of their autism is the right thing to do. They believe they are good people for speaking for the people â€Å"who can’t speak for themselves† (see Autism Speaks, the autism â€Å"charity† widely considered in the autistic community to be a hate group). However, autistic individuals are capable of â€Å"speaking†, for themselves and their community, groups and people like Autism Speaks just are not†¦show more content†¦They claim that using language this way â€Å"puts the person before the disability or the condition, and emphasizes the value and worth of the individual by recognizing them as a person instead of a condition.† (Brown) However, most autistic individuals, and the autistic community as a whole, prefer to be called just that, â€Å"autistic individuals†, which is identity-first language. This is because when â€Å"person with autism† is said instead of â€Å"autistic person† â€Å"[i]t suggests that the person can be separated from autism, which simply isn’t true† (Brown). Another phrase to be addressed is â€Å"cure culture†. â€Å"Cure culture† is the focus on finding the potential causes or a cure for autism. This pervasive attitude is far reaching, including everything from the anti-vaccination movement to Autism Speaks’ â€Å"Walk to Cure Autism†. A domain-specific word to autism is â€Å"allistic†. â€Å"Allistic† simply means â€Å"not autistic† and refers to everyone outside of the autism spectrum. â€Å"Allistic† was fi rst coined for the satirical article â€Å"Allism: an introduction to a little-known condition† but has stuck in autistic vocabulary (Main). This may seem overly complicated, but it is important for the dichotomy to be between â€Å"autistic† and â€Å"allistic,† not â€Å"autistic† and â€Å"not autistic† because by saying â€Å"not autistic,† â€Å"autistic† is set up as the othering factor. The last important term is â€Å"neurodiversity†. â€Å"Neurodiversity† is the idea that people with developmental differences such as autism